{"id":168,"date":"2018-12-19T10:35:21","date_gmt":"2018-12-19T18:35:21","guid":{"rendered":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/?page_id=168"},"modified":"2019-06-13T06:22:57","modified_gmt":"2019-06-13T13:22:57","slug":"life-insurance","status":"publish","type":"page","link":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/services\/life-insurance\/","title":{"rendered":"Life Insurance"},"content":{"rendered":"<p>Many people view life insurance simply as a \u201cdeath-benefit,\u201d a way to protect their family and loved ones in case they were to pass away. Upon a closer look, however, you\u2019ll discover that there is a world of potential uses and strategies for life insurance that go far beyond the traditional approach.<\/p>\n<p>The primary feature of life insurance, the death benefit, isn\u2019t for those who have died\u2014it\u2019s for those who are left behind. When shopping for life insurance, consider needs such as replacing income so your family can maintain its standard of living, as well as paying for your funeral and estate costs. As a rule of thumb, you should seek coverage between five and seven times your gross annual income. As far as the various types of policies go, they can generally be placed into one of two categories: Term and Permanent. It\u2019s important to understand the differences between them to find what\u2019s best for you.<\/p>\n<h3>Life Insurance Details:<\/h3>\n<ul>\n<li>Life insurance provides a tax-free death benefit to your heirs if you were to pass away<\/li>\n<li>Other than the death benefit, life insurance can also be used for tax-free retirement income<\/li>\n<li>There are a variety of different types of life insurance. Each have different pros and cons<\/li>\n<li>Life insurance\u00a0<i>provides<\/i><em>\u00a0you<\/em>\u00a0with peace of mind that your family will be well taken care of<\/li>\n<li>There are a range of flexible payment options available to all budget and asset levels<\/li>\n<li>As you age, premiums can become more expensive<\/li>\n<li>Policies can be complex and difficult to understand; your financial advisor can help guide you<\/li>\n<li>Depending upon your health and medical history, you may not be eligible for coverage due to underwriting<\/li>\n<\/ul>\n<p>While many people don\u2019t like talking about or thinking about life insurance, it\u2019s important to discuss nevertheless. Life insurance can truly be a valuable tool and strategy with your financial planning. If you\u2019ve got an older policy that needs to be reviewed, or are thinking about life insurance for the very first time, let\u2019s get together and talk.<\/p>\n<p><em>Keep in mind that most life insurance policies require health underwriting and, in some cases, financial underwriting.<\/em><\/p>\n<hr \/>\n<h2>Get Your Risk Score<\/h2>\n<p><a class=\"btn btn-default btn-primary\" href=\"https:\/\/wfgwestcomra.com\" target=\"_blank\" rel=\"noopener\">Get Started<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Many people view life insurance simply as a \u201cdeath-benefit,\u201d a way to protect their family and loved ones in case they were to pass away. Upon a closer look, however, you\u2019ll discover that there is a world of potential uses and strategies for life insurance that go far beyond the traditional approach. The primary feature [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":597,"parent":202,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.7.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Life Insurance - Wealth Financial Group West<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/services\/life-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Life Insurance - Wealth Financial Group West\" \/>\n<meta property=\"og:description\" content=\"Many people view life insurance simply as a \u201cdeath-benefit,\u201d a way to protect their family and loved ones in case they were to pass away. Upon a closer look, however, you\u2019ll discover that there is a world of potential uses and strategies for life insurance that go far beyond the traditional approach. The primary feature [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/services\/life-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Wealth Financial Group West\" \/>\n<meta property=\"article:modified_time\" content=\"2019-06-13T13:22:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/wp-content\/uploads\/sites\/629\/servicesPagesSplashWeb.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"422\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/services\/life-insurance\/\",\"url\":\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/services\/life-insurance\/\",\"name\":\"Life Insurance - Wealth Financial Group West\",\"isPartOf\":{\"@id\":\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/#website\"},\"datePublished\":\"2018-12-19T18:35:21+00:00\",\"dateModified\":\"2019-06-13T13:22:57+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/services\/life-insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/services\/life-insurance\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/services\/life-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Services\",\"item\":\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/services\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Life Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/#website\",\"url\":\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/\",\"name\":\"Wealth Financial Group West\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/#organization\",\"name\":\"Wealth Financial Group West\",\"url\":\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/\",\"sameAs\":[],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/wp-content\/uploads\/sites\/629\/WFG_Logo_Medium.jpg\",\"contentUrl\":\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/wp-content\/uploads\/sites\/629\/WFG_Logo_Medium.jpg\",\"width\":268,\"height\":88,\"caption\":\"Wealth Financial Group West\"},\"image\":{\"@id\":\"https:\/\/gpswp.com\/wealthfinancialgroupwest\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Life Insurance - Wealth Financial Group West","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/services\/life-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Life Insurance - Wealth Financial Group West","og_description":"Many people view life insurance simply as a \u201cdeath-benefit,\u201d a way to protect their family and loved ones in case they were to pass away. Upon a closer look, however, you\u2019ll discover that there is a world of potential uses and strategies for life insurance that go far beyond the traditional approach. The primary feature [&hellip;]","og_url":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/services\/life-insurance\/","og_site_name":"Wealth Financial Group West","article_modified_time":"2019-06-13T13:22:57+00:00","og_image":[{"width":1600,"height":422,"url":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/wp-content\/uploads\/sites\/629\/servicesPagesSplashWeb.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/services\/life-insurance\/","url":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/services\/life-insurance\/","name":"Life Insurance - Wealth Financial Group West","isPartOf":{"@id":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/#website"},"datePublished":"2018-12-19T18:35:21+00:00","dateModified":"2019-06-13T13:22:57+00:00","breadcrumb":{"@id":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/services\/life-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/gpswp.com\/wealthfinancialgroupwest\/services\/life-insurance\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/services\/life-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/"},{"@type":"ListItem","position":2,"name":"Services","item":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/services\/"},{"@type":"ListItem","position":3,"name":"Life Insurance"}]},{"@type":"WebSite","@id":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/#website","url":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/","name":"Wealth Financial Group West","description":"","publisher":{"@id":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/#organization","name":"Wealth Financial Group West","url":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/","sameAs":[],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/#\/schema\/logo\/image\/","url":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/wp-content\/uploads\/sites\/629\/WFG_Logo_Medium.jpg","contentUrl":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/wp-content\/uploads\/sites\/629\/WFG_Logo_Medium.jpg","width":268,"height":88,"caption":"Wealth Financial Group West"},"image":{"@id":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/wp-json\/wp\/v2\/pages\/168"}],"collection":[{"href":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/wp-json\/wp\/v2\/comments?post=168"}],"version-history":[{"count":9,"href":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/wp-json\/wp\/v2\/pages\/168\/revisions"}],"predecessor-version":[{"id":615,"href":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/wp-json\/wp\/v2\/pages\/168\/revisions\/615"}],"up":[{"embeddable":true,"href":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/wp-json\/wp\/v2\/pages\/202"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/wp-json\/wp\/v2\/media\/597"}],"wp:attachment":[{"href":"https:\/\/gpswp.com\/wealthfinancialgroupwest\/wp-json\/wp\/v2\/media?parent=168"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}